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Ryan Santos

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Why Malaysia’s Electricity Bills Are Rising Under The AFA Fuel Surcharge

Ryan Santos -
Malaysia's fuel surcharge system offers a real-time window into how global energy markets affect household bills.
News

PLN Reports Hydrogen Surplus As Indonesia Eyes Clean Transport Opportunity

Ryan Santos -
No timelines yet, but PLN's hydrogen surplus talks mark an early step toward clean transport diversification.
News

Vietnam Urged To Fast-Track Fintech Regulatory Sandbox As Financial Centers Take Shape

Ryan Santos -
Capital market experts in Hanoi outline the regulatory steps needed to unlock alternative finance in Vietnam.
News

Vietnam Sets Administrative Fines Up To VND200 Million For Crypto Violations Under Decree 284

Ryan Santos -
Regulatory clarity is arriving for Vietnam's crypto sector as Decree 284 sets concrete fines for market violations.
News

Why The Wealthy Treat Information As An Asset Rather Than A Byproduct

Ryan Santos -
Information is not neutral. Where it comes from, and how fast it reaches you, shapes every decision that follows.
News

Tabung Haji Boosts Focus Point Stake To 5.1 Percent

Ryan Santos -
Focus Point Holdings' shareholder base shows continued institutional engagement from Malaysia's largest pilgrimage fund.
News

CIMB Launches Private Wealth Segment For Affluent Asean Clients

Ryan Santos -
CIMB's latest launch signals intensifying competition among regional banks for ASEAN's expanding affluent and high net worth segment.
News

PT Asuransi Jiwa Prolife Indonesia Controlling Shareholder Handed To Prosecutors

Ryan Santos -
Indonesian authorities continue asset recovery efforts aimed at compensating policyholders in the Prolife insurance case.
News

9 Reasons The Wealthy Automate Decisions While Everyone Else Relies On Willpower

Ryan Santos -
Successful financial habits often come from environments that make saving and investing the easiest available options.
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Accor Signs Ibis Styles Johor Bahru City Centre With Worldwide Hotels Group

Ryan Santos -
The 243-key ibis Styles Johor Bahru City Centre is scheduled to open its doors in late 2026.
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