Sea Ltd. has expanded its collaboration with Google to develop artificial intelligence applications across digital payments, e-commerce and gaming platforms in Southeast Asia. The partnership, announced on February 20, 2026, signals deeper integration of AI tools into consumer-facing financial and commerce services in the region.
Key Facts at a Glance
- Sea Ltd. expanded its AI partnership with Google
- Collaboration covers digital payments, e-commerce and gaming
- Includes development of AI-driven applications and payment innovations
- Mentions work on an Agent Payments Protocol
- Focused on Southeast Asia markets
- Announcement date: February 20, 2026
Sea Ltd. announced on February 20, 2026 that it is expanding its collaboration with Google to build artificial intelligence-driven applications across its ecosystem, including digital payments, e-commerce and gaming businesses in Southeast Asia.
According to the report, the partnership includes exploration of an Agent Payments Protocol and other AI-enabled capabilities aimed at enhancing payments flows and user experiences across Sea’s platforms. Sea operates digital financial services through SeaMoney, alongside its Shopee e-commerce platform and Garena digital entertainment business.
The companies are expected to integrate advanced AI tools into consumer interfaces and backend systems, potentially improving transaction efficiency, personalization and engagement across digital financial services. While specific rollout timelines and financial terms were not disclosed, the announcement underscores a continued push toward embedding AI into financial infrastructure and payment ecosystems.
The expansion reflects a broader regional trend in which large technology and platform companies are leveraging AI to optimize payments, fraud detection, customer service and merchant solutions. Publicly available information remains limited to the announced scope of collaboration, with no additional technical or regulatory details disclosed at the time of reporting.

